Seed To Sale Funding

We are a consulting company that raises debt capital for all facets of the plant-touching cannabis industry. Since 2019, we've placed over $45 million in loans. Since bank loans are not readily available for the cannabis industry, we primarily work with a network of private sources ranging from wealthy investors, family offices, private lenders, and hard money lenders.

If you’re looking for a firm to take your business goals to the next level, you’re in the right place.


Real Estate Loans

For purchases, refinance, construction, and cash-out. Available for startups and established businesses.

Real Estate Sale and Leasebacks

For established businesses only.

Equipment Loans

For manufacturing and laboratory equipment.

Purchase Order Financing

For B2B businesses with contracts.

Working Capital Loans

Must have 6 months of operations.


Judy Rinkus

CEO/Founder: Prior to founding Seed To Sale Funding in 2019, Judy was Managing Director at Bank of America, PNC Bank, and Huntington Bank. During her banking career, she focused on commercial loans ranging from $1.0MM to $100MM in a wide variety of industries. Judy was also Managing Director at Amherst Capital, a boutique M&A, restructuring, and consulting firm.Since founding Seed To Sale Funding in 2019, Judy and her team have place over $45 million in loans for the cannabis industry..and growing!